Workshops
Upcoming Zoom Workshops:
Foreclosure Prevention Workshop - Take online at your own pace HERE. (No charge for this class; English and Spanish offered)
January 8, 2025 - Budgeting Basics: Managing Your Money
- Understanding income vs. expenses
- Creating and sticking to a simple budget
- Tracking spending using tools (apps, pen and paper)
- Prioritizing essential vs. non-essential expenses
February 12, 2025 - Understanding Credit and Debt
- What is credit? Understanding credit scores and reports
- How credit affects your financial future
- Managing and reducing debt (credit cards, loans, etc.)
- The dangers of payday loans and high-interest lending
March 12, 2025 - Understanding Paychecks
- Breaking down a pay stub: What is deducted and why
- How to make the most of benefits (healthcare, retirement, etc.)
- Managing overtime, bonuses, and irregular income
- Avoiding loss of state benefits (SSDI, Medicaid, SNAP, etc)
April 9, 2025 - Fair Housing
- Federal and State Fair Housing Protections
- Identifying discrimination in housing
- Reporting discrimination
May 14th, 2025 - Credit Repair and Financial Recovery
- Steps to take if you have poor or no credit
- How to dispute errors on your credit report
- Understanding secured credit cards and how they work
- Avoiding common mistakes that damage your credit
June 11, 2025 - Mortgage Basics: Preparing for Home Buying
- What is an "affordable" mortgage?
- The role of credit and debt in mortgage approval
- Savings for downpayment and closing costs
- Downpayment assistance programs
July 9, 2025 - Avoiding Scams and Predatory Financial Practices
- Common financial scams targeting low-income households
- How to spot and avoid fraud (e.g., fake payday loans, lottery scams)
- Protecting personal and financial information
These FREE Workshops will be hosted via zoom.
Zoom links are sent to all registrants 48 hours before the meeting begins.
LCHA's Housing Counselors Provide Community Workshops on Most Counseling Topics
Interested in Hosting a Workshop for YOUR Community? Want to Request a Specific Topic? LCHA would love YOUR input!
Submit an anonymous topic suggestion here:
Workshops are FREE. LCHA welcomes EVERYONE to attend.
Click here to download the packet for the "Final Affairs" Workshop